Berkeley Realtors Berkeley Realtor - Barbara Hendrickson
Serving Buyers and Sellers in the Bay Area including Albany, Berkeley, El Cerrito, Kensington, Oakland, Rockridge, Piedmont and the surrounding San Francisco East Bay Area


BARBARA HENDRICKSON
DRE License #00780582
Barbara@JustSellMyHouse.com
Cell:510-708-3800







Just Sell My House
Art Work By Barbara


For Buyers...

The Home Buying Process... Who Pays What? | Checklist for Loan Application | Components of a Mortgage Payment | The Loan Process | Shopping For A Lender | Getting Pre-Approved | The Inspection Process | Physical Inspection | Calculating Tax Savings

    Who Pays What

The SELLER can generally
be expected to pay for:
  • Real estate commission
  • Document preparation fee for Deed
  • Documentary transfer tax
    ($1.10 per $1,000 of sales price)
  • Any city transfer/conveyance tax
    (according to contract)
  • Payoff of all loans in seller's name (or existing loan balance if being assumed by buyer)
  • Interest accrued to old lender, statement fees, reconveyance fees and any prepayment penalties
  • Termite inspection (according to contract)
  • Termite work (according to contract)
  • Home warranty (according to contract)
  • Any judgments, tax liens, et., against seller
  • Recording charges to clear all documents of record against seller
  • Tax proration for any property taxes owned at time of transfer
  • Any unpaid Homeowner's dues
  • Any and all delinquent taxes
  • Notary fees
  • Any bonds or assessments (according to contract)


Back to For Buyers
The BUYER can generally
be expected to pay for:
  • Title insurance premiums
  • Escrow fee
  • Document preparation (if applicable)
  • City transfer/conveyance tax (according to contract)
  • Notary fees
  • Recording charges for all documents in buyer's names
  • Tax proration (from date of acquisition)
  • Homeowner's transfer fee
  • All new loan charges (except those required by lender for seller to pay)
  • Interest on new loan from date of funding to 30 days prior to first payment date
  • Assumption/change of records fees for take over of existing loan
  • Inspection fees (roofing, property inspection, geological, etc.)
  • Home warranty (according to contract)
  • Closing costs usually total 3% - 5% of the purchase price, and are in addition to your down payment



Barbara Hendrickson

Phone: 510-708-3800
Email: barbara@justsellmyhouse.com

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