Berkeley Realtors Berkeley Realtor - Barbara Hendrickson
Serving Buyers and Sellers in the Bay Area including Albany, Berkeley, El Cerrito, Kensington, Oakland, Rockridge, Piedmont and the surrounding San Francisco East Bay Area


BARBARA HENDRICKSON
DRE License #00780582
Barbara@JustSellMyHouse.com
Cell:510-708-3800







Just Sell My House
Art Work By Barbara


For Buyers...

The Home Buying Process... Who Pays What? | Checklist for Loan Application | Components of a Mortgage Payment | The Loan Process | Shopping For A Lender | Getting Pre-Approved | The Inspection Process | Physical Inspection | Calculating Tax Savings

Getting Pre-Approved

Most Real Estate agents and Lenders recommend that home buyers get pre-approved with a lender before selecting a home to purchase. This way you will have the best information about the right price range for your pocket book.

Reasons to get pre-approved
  • It strengthens your offer to the seller. In today's market, without preapproval, many sellers will not consider your offer.
  • With preapproval, you can determine which loan program best fits your need.
  • You will know exactly how much you are approved for. It's no fun to find your "ideal home" and then find out you can't afford it.
  • Your monthly payment will be set. This will allow you to budget your money before making this large investment.
  • It shows you what the down payment and closing costs will be.
  • If you are a first-time buyer, you may be able to qualify for a special first-time buyer program which may allow you to afford more home for your money.
  • If you feel you would like and can afford a higher mortgage payment, but are not able to meet the lender's income qualifications, you may be able to arrange for a co-borrower or co-signer for you loan.




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Barbara Hendrickson

Phone: 510-708-3800
Email: barbara@justsellmyhouse.com

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